Attention homeowners in Louisville and Jefferson County: Get an Appraisal today!
See the top 7 reasons KY homeowners need Lisa Davis Appraisals:
Do you own a house in or near Louisville? Do you need help deciding the value of your real estate?
We at Lisa Davis Appraisals understand the special needs of a consumer looking for appraisal services. Our regular business clients get the appraisal process and the customary reporting formats. Being a regular consumer that ordinarily doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to understand what we do and how we present the results of our analysis. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Lisa Davis Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours. Need to remove PMI?An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping homeowners just like you abolish unwanted and unneeded PMI insurance. Challenging a property tax assessmentIf you live in a local area that is going down or not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Lisa Davis Appraisals is your strongest weapon. HELOC recently frozen?If your house is close to a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow point of view, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Lisa Davis Appraisals can provide you with an expert appraisal to help you reinstate your home equity line of credit. We Provide Field and Desktop Appraisal Review ServicesDo you need a professional to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Lisa Davis Appraisals offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property. |